How to Spot and Avoid Cybercrime
Unfortunately, cybercrimes are on the rise. From 2020 to 2022, statistics show there was a 25 percent increase in reports of phishing. Of those, 42 percent were made either through an email or text.
Fortunately, there are tips to help you identify phishing messages. One of the first things to look for is a text or email that uses a generic greeting without identifying you by name. Another frequently used tactic is to add a sense of urgency that action needs to be taken NOW to prevent a breach of your security. Also, remember any attachment may contain malware so it is best not to open any attachments unless you are absolutely confident in the sender.
Before assuming an email or text is legitimate, experts say to look for the company’s logo on the document and never open an URL that looks scrambled. Be suspicious of poorly written messages with misspellings or improper grammar as well as asking for personal information. Never give out account or credit card numbers, your social security number and other important financial information over a text, email or the phone.
Your approach to all your account info, passwords, or validation codes are for your eyes and ears only and even a legitimate customer service rep is not entitled to them. Don’t return automated calls or count on caller ID being legit as they too can be fake. As cybercrimes have evolved, criminals have gotten more sophisticated creating fake https and the “s” no longer ensures a safe site. Also, we are all used to counting on seeing the padlock symbol on the site, but that too is being fraudulently created. Experts advise typing in the URL yourself to ensure you reach a reputable site. If you think you are a victim of a cybercrime, don’t click on any links, call any listed phone numbers, or download attachments; and report it to the company it claims to be from.
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